PayPal is a fast, secure way to pay online. We help you make purchases at millions of online stores in the U.S. and across more than 200 global markets – all without the hassle of converting currency. It's free to sign up for an account and download our app to receive and send money. Generally, PayPal is a safe online payment system, because end-to-end encryption and two-factor authentication secure transactions. PayPal has more than 400 million active users and is used in 200 countries and territories worldwide — that's a large pool of victims to scam.